The Lucky Coin by Barbara Metzger

Found in Regency Christmas Wishes, this is the story of Sir Adam Standish. Down on his luck, Sir Adam seemingly finds a magical lucky coin that gives him everything he desires. Needing money, a friend that he loaned money to years ago suddenly finds enough spare cash to pay him back in an old coat ect. Of course this is a love story, and Sir Adam does find love with Jenna. And perhaps the lucky coin works again to endear her father to his proposal even when he is still slightly down on his luck!